FREE ACCOUNT · NO CARD REQUIRED

Pocketwise Free

A clearer picture of your money, for $0. Keep your bills, spending and saved plans together without starting a paid subscription.

Included with Free

Bills & subscriptions

Add, edit and remove recurring costs, with monthly and yearly totals.

Saved budgets & spending

View budgets you already saved, log spending and compare it with your saved monthly plan. Creating a new AI budget requires a paid plan.

Money coach questions

Open Money coach, see questions based on your saved calculator costs and draft your own. AI answers require Pocket or Pocket Plus.

Your private savings calculator

Enter monthly costs and save your calculator results to your account. No bank login required.

The 14-day paid trial

The Free account is separate from the optional paid trial. Your first subscription can include one 14-day trial per account, with payment details required.

  • Pocket · $7/month after the trial. AI bill reviews, personalized AI budgets and Money coach answers.
  • Pocket Plus · $14/month after the trial. Everything in Pocket, plus Spending coach and downloadable PDF reports.

Tax may apply. Subscriptions renew automatically unless canceled. Cancel in Billing before the trial ends to stop the first subscription charge; trial access lasts through its original end date. Returning subscribers who have used their trial pay without another free trial.

Canceling a paid subscription stops future renewals and preserves access through the current period. Your saved entries remain available on Free.

View plans & trial options

30-day refund requests

You can request a refund within 30 days of a purchase. This applies to paid purchases, not the $0 Free account, and is separate from canceling renewal.

Paddle handles payments and refund requests. Request a refund through paddle.net, or contact jakimraymond16@gmail.com for help. Your statutory rights remain unaffected.

Read the full refund policy