Seller and agreement
Pocketwise is provided by Jakim Raymond, an individual in Louisiana, United States of America. You contract with Jakim Raymond for the service. By using Pocketwise you agree to these terms. You must be of legal age to enter a contract and provide accurate account information. Contact: jakimraymond16@gmail.com.
Service and subscriptions
Pocketwise analyzes the bills and spending you enter and offers budgets and educational suggestions. It does not connect to your bank, move money, or cancel third-party bills. Pocket costs $7/month; Pocket Plus costs $14/month, plus applicable tax. Each account is eligible for one 14-day trial, with payment details required. Subscriptions renew automatically until canceled. Upgrades charge the prorated difference where applicable; downgrades apply at renewal. Canceling stops future renewals, with access through your current paid or trial period. Saved financial entries remain available without a subscription. Deleting your account cancels billing immediately and ends account access; it does not automatically request a refund.
Payments
Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns.
Payment, billing, tax, cancellation and refund mechanics are subject to Paddle's Buyer Terms. You may request a refund within 30 days of a purchase through paddle.net; statutory rights remain unaffected.
Responsible AI use and accuracy
You are responsible for your prompts, rights to input content, verifying outputs, and decisions based on them. AI may be inaccurate or incomplete. Output is educational information, not financial, investment, legal or tax advice, and is not suitable for regulated professional advice without qualified oversight. Savings are not guaranteed. Do not submit content you lack rights to use, unlawful content, deceptive deepfakes, hate speech, malware, or attempts to jailbreak or bypass safeguards. We may filter or refuse outputs, remove content, or restrict access for misuse.
Acceptable use and intellectual property
Do not use the service unlawfully, commit fraud, send spam, infringe intellectual property, interfere with security, probe systems without authorization, scrape private information, or distribute malware. Keep account credentials confidential. The software, documentation and branding remain owned by Jakim Raymond or their licensors. You receive a limited, non-transferable right to use the service under your selected plan. You retain rights to your inputs; you authorize us to process them solely to deliver and maintain the service. We do not claim ownership of your AI outputs; copyright protection and third-party rights may limit how you use them. Report rights-holder complaints to the contact above; repeated infringement may lead to termination.
Availability, suspension and termination
Uninterrupted or error-free service is not guaranteed. We may suspend or terminate access for material breach, non-payment following payment recovery, security or fraud risks, or repeated or serious violations. You may delete your account in Account settings. Essential billing records may be retained for legal obligations. Nothing in these terms excludes rights or liabilities that applicable law does not permit us to exclude.
Questions and governing law
Contact Jakim Raymond at the email above. These terms are governed by Louisiana law, except where mandatory consumer protections require otherwise.