Who controls your data
Jakim Raymond, Louisiana, United States of America, is the data controller for Pocketwise. Contact jakimraymond16@gmail.com for privacy requests.
Data collected and purposes
We process your name, email and sign-in identity to create and secure your account; income, priorities, bills, budgets and spending entries to provide financial summaries; prompts and conversation history to generate and save AI answers; subscription identifiers and billing history to manage plan access; support messages to respond to requests; and technical usage, device, IP address and error information to maintain reliability, security and prevent fraud. Waitlist email addresses are used for requested product updates. We do not request your bank login or store card details; Paddle processes payment details.
Legal bases and sharing
Account and financial processing is necessary to perform our service contract. Reliability, fraud prevention and service improvement rely on legitimate interests. Optional updates rely on consent, which you can withdraw by emailing us. Required billing retention and disclosures rely on legal obligations. Data is shared with hosting and authentication service providers, AI model providers through Lovable AI Gateway for the features you request, support/technical service providers, professional legal or accounting advisers, and authorities when legally required. Paddle receives data for sales, subscription management, payments, tax compliance and invoicing. Google or Lovable may provide the sign-in identity you choose. We do not sell your entered financial records.
Retention and deletion
Account and financial records are retained while your account is active and needed to provide the service. Account deletion removes your login, saved bills, budgets, spending and conversations and stops future billing. Only minimal payment identifiers, completed purchase records, transaction history and trial-eligibility records are retained only as needed for billing, fraud prevention and legal obligations; access is restricted. Unnecessary pending checkout and account-update records are removed, and a minimal deletion marker prevents old sessions from restoring personal data. Support and technical records are deleted or anonymized when no longer necessary for their purpose. You can request information about retention or removal at the contact above.
Your rights
Depending on applicable law, you may request access, correction, deletion, portability or restriction of your personal data, object to certain processing, or withdraw consent. We verify requests and respond within applicable legal time limits. You may complain to an appropriate supervisory authority. Email the contact above; account settings also allow profile updates, login-email change requests and account deletion.
Security and international processing
We use appropriate technical and organizational safeguards, including encryption in transit and account-based access controls. No system guarantees absolute security. Service providers may process data in the United States or other countries. Where applicable, we rely on legally required transfer safeguards and supplier agreements.
Cookies and browser storage
Essential cookies and browser storage support sign-in, session persistence, checkout and security. Provider-controlled checkout or sign-in pages may use their own essential storage. Pocketwise does not currently offer optional marketing cookies. You can manage cookies/storage in your browser; blocking essential storage may prevent sign-in or checkout. If optional analytics or marketing cookies are introduced, we will update this notice and provide legally required choices.